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Welcome to the 2021/2022 financial year!!

In a recent study by the Australian Government, it appears most retirees are living off the return of their capital rather than drawing down on their super. Discover ways you could use your home to generate more income for your retirement.  

Having a plan in place to transfer your wealth is vitally important, not only do you know where your money is going but it also helps your loved ones understand what your intentions are when it comes to an inheritance. Here are some things to consider when planning to transfer your wealth to the next generation. 

Knowing when and where to invest is not always easy, especially in times like these. You may be considering different investment options which may produce a higher return. Just remember, if the return is potentially higher, so is the risk.

There has been a significant shift when it comes to city living. Most of us have realised that we can work from home, and we can do that anywhere. This flexibility has caused some of us to reassess our life and move away from the big smoke. We explore the pros and cons of relocating to a regional area.

With some of us still regularly working from home, finding the right balance between work and family can be difficult. Can you switch off at the end of the day or do you continue working to please your boss? Excessive hours can lead to burnout so it’s important to realise there needs to be a comfortable balance between the two.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 03 9337 4666 or email

Kind regards,

Finanalyze Financial Planning

There’s more than one way to boost your retirement income

After spending your working life building retirement savings, you may be reluctant to eat into your “nest egg” too quickly. This is understandable, given that we are living longer than previous generations and may need to pay for aged care and health costs later in life.

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Transferring your wealth to the next generation

We spend a lifetime generating wealth but few of us spend the time to ensure it’s passed on in the way we want it to. Read full article >>

The risks in hunting for higher returns

How much investment risk are you willing to take? Find out why it's a question all investors should be considering right now.

Thinking about a tree/sea change?

The old age tale of leaving a small sleepy town in search of the excitement of the big city, may no longer be the case. In fact, it’s becoming quite the opposite. Read full article >>

Life is a balancing act

Do you sometimes feel that your life is a balancing act? Read full article >>